Saturday, December 31, 2011

What is a "Normal" Bowel Movement?

With every new exam I ask the same question...

"How many bowel movements do you have each day? Do you see any mucous, blood, diarrhea or constipation?"

Health Today

Feces, crap, stools, shit, poop, manure, BM, #2, dung, droppings, and bowel contents are all the same thing. I use all these terms as sometimes my clients don't know what feces or stool is. If I can't communicate with my clients, I can't help them.

Feces contains water, indigestible fiber, undigested food, sloughed off intestinal cells, living and dead bacteria, bile, and worn out red blood cells. A normal stool should be brown to light brown, formed but not hard or too soft, cylindrical but not flattened on any side, fairly bulky and full bodied but not compact, easy to pass, and it shouldn't have an extremely foul smell. Each bowel movement should be in one piece, about the size and shape of a banana being tapered at the end. Sometimes this will not be discernable if the feces breaks up in the toilet. Some people feel that if the body is absorbing all the minerals from the food that the stool will float. Others believe that the stool should sink. I think the important thing is that there are no air bubbles in the stool and that it doesn't drop like a brick in the toilet. It should be somewhere in between.

An occasional deviation from this pattern is acceptable. Any chronic deviation from the above pattern is not healthy and should be dealt with.

It's amazing how many people don't even look at their stools in the toilet. It's so important. Stools can reveal a lot about your health if you learn to read them. Digestion happens. It's a shame that few of us are unable to talk about them without embarrassment. For instance:

o Air or bubbles in the stool can mean that we have a gut or flora imbalance and that gas producing bacteria are overgrown and competing with the healthier flora.

o Alternating bouts of diarrhea and constipation can be cause by irritable bowel syndrome, food allergies, red meat, spices, sugar, alcohol, stress, lack of fiber, irregular bowel habits.

o Color: Stools are usually the color of the food.

o Constipation can occur leading to impaction--the presence in the rectum of a mass of feces too large to pass. Fecal impaction is usually the result of poor bowel habits, a diet with too little liquid and roughage, too much protein and inadequate physical activity.

o Diarrhea, whether acute or chronic, can disrupt the bowel's normal rhythm and lead to irregularity. It can mean that your large intestine is not functioning properly. The large intestine is in charge of removing excess water from the feces. Rule outs can include food poisoning, lactose intolerance, anxiety, stress, too many antacids, antibiotics, parasites like Giardia or Coccidia, Balantidia, Coccidoidiomycosis or other parasites, viruses, bacterial overgrowth, inflammatory bowel disease and irritable bowel syndrome. A healthy bowel will take about a quart and a half and condense it down to 1 cup of stool. That's pretty amazing.

o Frank red blood (obvious bright red bleeding) can be a sign of hemorrhoids, colitis, Crohn's disease, irritable bowel syndrome, colon cancer or be caused from impacted stools passing through the rectum telling us we need to drink more water.

o Horrible smelling stools--too much protein, flora imbalance.

o If the stools are black, tarry and sticky (called melena), this can mean that there is bleeding from the small intestine. These types of stools usually have a distinctive bad odor. If you've ever smelled a dog with Parvo, corona or rotavirus, you know what I mean.

o Light green stools--Too much sugar, fruits or vegetables and not enough grains or salt (or in the case of animals, too much grass)Mucous can reveal diverticulitis and gut inflammation due to allergies or parasites.

o Oily or greasy looking stools that usually float and can be large can mean that your pancreas or small intestine are not functioning well enough and not releasing enough digestive enzymes. Normal stools are about 1% fat. When this percentage increases to about 7%, the stool will look oily and greasy. This is called steatorrhea. High fat meals can cause this to happen but should be temporary.

o Pale or clay colored stools can mean that your gallbladder or liver is not working correctly.

o Pencil thin or ribbon-like stools can mean you have a polyp or growth on the inside of the colon or rectum.

o Presence of food: If the stool breaks up easily and you can see bits and pieces of the food you ate, maybe you are not chewing your food thoroughly enough. This can cause GERD, acid reflux, abdominal bloating and diarrhea.

o Red or magenta stools-- ingestion of beets.

o Very dark stools: Too much red wine, too much salt in the diet, not enough vegetables. Blueberries, Pepto Bismol (the bismuth in it) and iron pills can also be responsible for dark stools.

Normal bowel habits not only improve the quality of life, they help prevent several common diseases--for example, diverticulitis and fecal impaction. Gall stones, appendicitis, colon cancer, hiatal hernia, diabetes, and heart disease have also been related to the quality of bowel movements and the foods that affect them.

Number of bowel movements: Healthy bowel activity is considered one or two movements of moderate size every day. Every other day or once or twice a week bowel movements can harm you because the bowel contents release toxins back into the body through the mucous membranes. You've got to keep that waste moving!

Fecal incontinence (uncontrollable diarrhea) should be dealt with by a professional. Often with this particular symptom (and irritable bowel syndrome) I will pick up a bowel parasite. A bottle or two of Bowel Pathogen Nosode drops does an awesome job most of the time in clearing up these cases.

Healthy bowel habits:

There is usually a time of day when bowel movements are more likely to occur. In anticipation of this time, the patient should participate in activities that stimulate a normal bowel movement. It is also important for the patient to recognize the urge to defecate and to respond right away to that urge. The longer stool sits in the rectum, the more water the rectum will absorb from it, making it harder and more difficult to pass.

The urge to defecate is often strongest in the morning: Just getting up triggers the movement of the large intestine. The stomach also sends a signal when it expands after a meal. This gastrocolic reflex is the reason many people, and especially children, need to go to the bathroom soon after eating. The reflex gets weaker with age, which is one source of constipation problems and the reason why good and consistent bowel habits are helpful.

Laxatives: Some patients are so convinced they need daily laxatives that they are afraid to do without them. It takes time for a changed diet to affect the bowels and for the bowel to regain its normal rhythm. Be patient. Enemas are a better solution.

Healthy bowel movements require ingestion of a large amount of liquids and bulk foods. The patient should drink two to three quarts of liquids every day. Bulk comes from unrefined foods. Oat bran, wheat bran, brown rice, green vegetables, apples, and pears are a few examples of high residue, high fiber foods.

Some patients will benefit from adding bulk preparations of psyllium, but others find that psyllium will cause extreme amounts of gas. For these people, the addition of WHOLE flax seeds (eat without chewing them) and bran will help. And one single 8-ounce cup of coffee in the morning often helps people get a regular bowel movement.

Natural Laxatives include:

o Anti-Constipation Paste

o Coffee

o DSS (dioctyl sodium sulfosuccinate)

o Glycerine suppositories

o Nature's Sunshine LBS II (excellent)

o Oil enemas

o Prune juice

o Saline purges

Fleet enemas are used only for people and dogs. They are very toxic to cats and can kill them. These are OK to use occasionally, but the other enemas we are talking about are better for healing purposes.

Soap suds enemas can be a little harsh to the intestine. Use these only occasionally if necessary

Some Notes on Intestinal Bacteria Replacement: Inside a healthy lower intestine are billions of beneficial intestinal bacteria or microflora. These bacteria are of the Lactobacillus acidophilus and Lactobacillus bifidus strains and were transferred by breast-feeding into our intestines as newborn infants. The body uses L. acidophilus and L. bifidus in the final stages of digestion reproducing themselves as necessary to keep in total harmony with the body.

When the good bacteria can't keep up, bad bacteria overpopulate the gut to give a gut flora imbalance resulting in lower bowel diseases, gas, diarrhea, IBS, and Crohn's. The devitalizing effect caused by harmful bacteria in the intestine is rarely diagnosed near the beginning of this imbalance. Headaches, skin infections, weakness and constipation can also be symptoms of depleted intestinal bacteria.

What Causes A Gut Flora Imbalance?

o Toxins, especially drugs such as antibiotics and narcotics.

o Severe diarrhea can damage or destroy these beneficial bacteria, allowing harmful bacteria to take over producing by-products like ammonia, purines and ethionine, which can eventually cause colon cancer.

o Fasting can also deplete the beneficial bacteria because large quantities of toxins are dumped from the lymph glands into the colon at the time of the fast. Also during a fast, with certain diets and with eating disorders, there is an absence of foods that the good bacteria thrive on.

o Using enemas also depletes the beneficial bacteria, especially if chlorinated water is used.

To reestablish intestinal bacteria, do a couple enemas with liquid acidophilus or live acidophilus. These products should be stored and purchased refrigerated. Off-the-shelf products are not so effective for replacing gut flora. You can also mix a couple tablespoons of active plain yogurt to your enema mix along with a tablespoon of the liquid acidophilus. Add some warm water, but do not heat the mixture or use chlorinated water. After blending the mixture, pour it into the enema bag. Use less water for these types of enemas (only 1-2 cups) and try to retain the liquid within the colon for ten minutes to allow the beneficial bacteria to pass up through the intestine. This procedure will ensure that a healthy culture will propagate within the intestines.

You can also start adding L. acidophilus and L. bifidus to your foods a day or two before you break a fast. Use repeat dosages as per bottle instructions once a week for about 5 weeks.

FOS (Fructooligosaccharides) are also good for reestablishing gut flora. These are long-chain sugars that feed friendly flora. You can purchase this in concentrated pill form or eat lots of apples, Jerusalem artichokes, or pears. These foods have high amounts of FOS in them.

Well...That's the scoop on poop. (Some people take things so seriously.)

What is a "Normal" Bowel Movement?

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Saturday, December 24, 2011

Stop Squeezing Your Pimples - 7 Safe Ways to Get Rid of Pimples

It's everyone's worst nightmare. Waking up the day before a
special event to discover a big, red pimple baring itself for all
to see right on your face!

Here's how to get rid of it quickly and safely:

Health Today

1. Don't ever pinch, squeeze or pick at a pimple. This only
causes it to become more red and inflamed, and will spread the
bacteria and oils that caused it in the first place, to other
parts of your face! It can also lead to scars.

2. Every 30 minutes, apply an ice pack to the pimple and hold it
there for about 2 minutes. This will decrease the swelling and
redness and help shrink the inflammation and pain that sometimes
comes along with it.

3. They don't call it concealer for nothing! Covering the pimple
with a light dose of flesh-tinted concealer can help mask it when
you're in a hurry. It also helps cover up that oily shine.

4. Cleanse your skin 2-3 times a day with mild, unscented soap or
a specialized acne cleanser that has no harsh chemicals (such as
lye). Scrub skin gently with an exfoliating pad or washcloth, but
don't rub too hard, otherwise you'll sap your skin of its own
natural oils, which help to repel buildup naturally.

5. Apply a cream or ointment containing benzyl peroxide or
salicylic acid (many over-the-counter acne medicines contain
these ingredients) to the blemish or around the entire facial
area. Note that these ingredients both have a tendency to dry
out skin if used too much and are not recommended if you have
sensitive skin.

6. Wear oil-free makeup whenever possible. These types have less
of a tendency to cause the pore buildup that results in
blemishes. Remove your makeup nightly and cleanse with an
acne-fighting medicine to remove dirt, oil and makeup from deep
within the skin.

7. If you're in need of a quick fix, a dab of toothpaste on the
affected area right before bed can help soothe irritation and
reduce redness. Pressing and holding a wet tea bag or a cotton
ball with a dab of lemon juice against the blemish for five
minutes can also reduce swelling and redness.

If you follow these tips, chances are you'll notice a significant
difference rather quickly - often within a day or two. If
pimples become a recurring problem or worsen, your doctor or
dermatologist can suggest a daily skin cleansing routine that
will suit your skin type. Other long-term remedies, such as
facial masks, diet adjustments and increasing the amount of water
you drink can also help combat outbreaks.

The information contained in this article is for educational purposes
only and is not intended to medically diagnose, treat or cure any
disease. Consult a health care practitioner before beginning any
health care program.

Stop Squeezing Your Pimples - 7 Safe Ways to Get Rid of Pimples

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Tuesday, December 20, 2011

Lipitor vs. Zocor: What is Better For Your Health and Your Wallet

In the battle of cholesterol lowering medication, Lipitor has a commanding advantage in today's market. Lipitor is the world's number 1 selling drug. According to USA Today, Lipitor's sales have risen .1 billion in the second quarter and are expecting to hit record high sales of 13 billion this year. The number 2 cholesterol fighting medication or "statin" in the industry is Zocor. Zocor has recently released a generic version of the anti-cholesterol drug in hopes to sway consumers to from Lipitor, and purchase their new, less expensive product. But is Lipitor really worth the extra money? We'll find out by comparing Lipitor's prices, results, and side effects to that of Zocor, the leading competition in the statin industry.

o Price

Health Today

In the battle for price, Zocor's generic alternative Simvastatin dishes out the first blow. For 90, 10mg tablets it costs 5.97 Lipitor, and 9.97 for Zocor. And for 90, 40mg tablets it costs 2.00 for Lipitor compared to 8.00 for Zocor. The New York Times reports that "In many cases, they say, patients who now take the most commonly prescribed dosage of Lipitor - 10 milligrams daily - can reduce their cholesterol just as much with Zocor. Lipitor costs or more a day, while generic Zocor will probably cost 35 cents or less." The larger the dosage the more savings Zocor offers. If you order a large amount of pills at a time, or you require a large dosage of the medication, you can save a reasonably large amount of money. I give the edge in the price department to Zocor.

o Results, Effectiveness

This category is very close as both drugs are very affective in reducing bad cholesterol (LDL) and raising good cholesterol (HDL). Both Lipitor and Zocor belong to the class of drugs known as "statins", which lower cholesterol by blocking the enzyme in the liver that produces bad cholesterol. In a recent study done by Phizer the producer of Lipitor, it was found that Lipitor was no better at preventing major heart complications than its leading competitor Zocor. However CBS found that "Lipitor outperformed Zocor on several fronts such as lowering cholesterol and preventing nonfatal heart attacks." In the category of effectiveness the edge goes to Lipitor.

o Side Effect

As with any prescription medication, both Lipitor and Zocor have a small percentage of users that experience adverse side affects. Both have minimal side effects including upset stomach, gas, heartburn, change of taste, diarrhea, constipation, skin rash, headache, dizziness or blurred vision that may occur the first few days as your body adjusts to the medication. However in recent clinical trails, it has been found that a rare muscle problem has been linked to statin drugs, which includes both Lipitor and Zocor. An estimated 5 to10 percent of all patients using statins experience these adverse side affects of minor muscle soreness and loss of muscle strength. So in the final category of adverse side affects, it is a draw.

In the battle of the high cholesterol reducing medications I would go with Zocor. Zocor is practically just as effective as Lipitor but offers it for a much lower price. To order Zocor or Lipitor for even more savings, go to This website offers safe reliable sources to find medications such as Zocor and Lipitor at discount prices.

Lipitor vs. Zocor: What is Better For Your Health and Your Wallet

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Wednesday, December 14, 2011

Interesting Dental Health Facts

It is a widely accepted concept that the more you know about a specific subject the better prepared you are when it comes to providing your knowledge to others in the form of a conversation or discussion, when this knowledge is health-related benefits are far greater. Having a solid general knowledge about dental health will allow you to take good care of your teeth which will help to prevent several complications that are the direct result of the lack of knowledge in this area, the purpose of this article is to provide some quick, interesting and useful facts when it comes to dentistry.

Interesting facts:

Health Today

-- Chewing gum may not be as bad after all, yes you read that right, if you don't keep on chewing a piece of gum for hours at a time it has been said that chewing gum after a meal can help eliminate food particles which are trapped within the teeth and can also increase the production of saliva which prevents the plaque build up.

-- According to recent surveys both men and women feel guilty when they forget to brush their teeth, apparently most people feel that brushing her teeth is some sort of obligation which was imposed at them ever since they were little in fact, over 79% of those interviewed said that they brush their teeth because it is something that they were told to do throughout their lives.

-- Well over 75% (three out of four people) don't change your toothbrush as often as they should, it is recommended that for hygiene reasons it to the project should be replaced every two to three months but apparently this isn't the case with most individuals.

-- Oral cancer occurs twice as often in men than in women, smoking a pack of cigarettes a day or using smokeless tobacco is said to increase the risk of developing oral cancer by four times.

-- There are well over 140,000 dental hygienists registered in the US and over 98% of them are females.

-- A trip to the dentist may reveal more information than you expected to receive, in most cases this is a good thing because several diseases can be treated successfully at their early stages. A dental hygienist screens for health problems such as eating disorders, diabetes, substance abuse and even HIV infections.

Interesting Dental Health Facts

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Saturday, December 10, 2011

Health Benefits Of Nettle

The stinging nettle (which is called ortie in France and Brennessel in Germany) was said to be introduced into Britain by Caesar's soldiers. They sowed it along the sides of the great straight roads; both the roads and the nettles survive. At the end of a day's march the cooler climate of England and the weary miles made their legs ache. They would gather the nettles and beat each other with them so warming the affected parts. Really an embrocate for the strong.

Culpeper says wittily that they may be found by feeling on the darkest night! He tells us that the juice with honey is a safe and sure medicine to open the pipes and passages of the lungs.

Health Today

Today the herbal practitioner has found many uses for the humble nettle. The extract with alcohol is a stimulating hair tonic. Urtication, or beating with nettles, is sometimes used as a counter irritant for rheumatic sufferers. It is given to lessen bleeding in the mouth, in the form of a juice, and the juice will apparently greatly relieve painful piles or haemorrhoids if taken a tablespoonful (l5ml) at a time, three times a day.

The active constituents are many and include 5-hydroxytryptamine, histamine, formic acid and gallic acid, plus much readily assimilable iron. Research by Drs Herrmann and Neumann established that an increased metabolic rate took place over a period which lasted from the sixth to the twenty-second hour after taking a glassful. They said that this was very helpful when used in conjunction with therapies for removing -toxins from the blood, and for rheumatism.

For the same reason, nettle juice is a good addition to any iron therapy for anemia. It helps control diarrhea and is at the same time a diuretic which aids the elimination of uric acid. It is powerful so is usually taken a wineglassful at a time. The part of the plant to pick is the top leaves; you may wear gloves or 'Grasp it like a man of mettle and it soft as silk remains.'

Research by Dr Keeser found that the nettle could reduce the blood sugar level. The juice is often good for nervous eczema. The White Dead Nettle (Lamium album) although similar in appearance belongs to a completely different botanical family, but it acts as an astringent and is also effective for diarrhea.

Health Benefits Of Nettle

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Wednesday, December 7, 2011

Advantages and Disadvantages on Group Health Insurance VS Individual Health Insurance

In this article we will explore the reasons that motivate employers to get group health insurance for employees and we will look at the advantages and disadvantages from both points of view.

Group Health Insurance VS Individual Private Health Insurance

Health Today

Probably the most significant distinguishing characteristic of group insurance is the substitution of group underwriting for individual underwriting. In group cases, no individual evidence of insurability is usually required, and benefit levels can be substantial, with few, if any, important limitations.

Group underwriting normally is not concerned with the health or other insurability aspects of any particular individual. Instead, it aims to obtain a group of individual lives or, what is even more important, an aggregation of such groups of lives that will yield a predictable rate of mortality or morbidity. If a sufficient number of groups of lives is obtained, and if these groups are reasonably homogeneous in nature, then the mortality or morbidity rate will be predictable. The point is that the group becomes the unit of underwriting, and insurance principles may be applied to it just as in the case of the individual. To assure that the groups obtained will be reasonably homogeneous, the underwriting process in group insurance aims to control adverse selection by individuals within a group.

In underwriting group insurance, then, certain important features should be present that either are inherent in the nature of the group itself or may be applied in a positive way to avoid serious adverse selection such as:

Insurance Incidental to the Group: The insurance should be incidental to the group; that is, the members of the group should have come together for some purpose other than to obtain insurance. For example, the group insurance furnished to the employees of a given employer must not be the feature that motivates the formation and existence of the group.

Flow of Persons through the Group: There should be a steady flow of persons through the group; that is, there must be an influx of new young lives into the group and an out flow from the group of the older and impaired lives. With groups of actively working employees, it may be assumed that they are in average health.

Automatic Determination of Benefits: Group insurance underwriting commonly requires an automatic basis for determining the amount of benefits on individual lives, which is beyond the control of the employer or employees. If the amount of benefits taken were completely optional, it would be possible to select against the insurer because those in poor health would tend to insure heavily and the healthy ones might tend to elect minimum coverage.

As the group mechanism has evolved, however, insurers have responded to demands from the marketplace, particularly large employers, for more flexibility in the selection of benefits. This flexibility typically is expressed in optional amounts of life and health insurance in excess of basic coverage provided by the employer and in more health care financing choices. Also, increasingly popular cafeteria plans allow participating employees to select among an array of benefits using a predetermined allowance of employer funds. Individuals select, subject to certain basic coverage's being required, a combination of benefits that best meet his or her individual needs.

Minimum Participation by the Group: Another underwriting control is the requirement that substantially all eligible persons in a given group be covered by insurance. In plans in which the employee pays a portion of the premium (contributory), generally at least 75 percent of the eligible employees must join the plan if coverage is to be effective. In the case of noncontributory plans, 100 percent participation is required. By covering a large proportion of a given group, the insurance company gains a safeguard against an undue proportion of substandard lives. In cases in which employees refuse the insurance for religious or other reasons that do not involve any elements of selection, this rule is relaxed.

Third Party Sharing of Cost: A portion of the cost of a group plan ideally should be borne by the employer or some third party, such as a labor union or trade association. The noncontributory employer-pay-all plan is simple, and it gives the employer full control over the plan. It provides for insurance of all eligible employees and thus, eliminates any difficulties involved in connection with obtaining the consent of a sufficient number of employees to meet participation requirements. Also, there is no problem of distributing the cost among various employees, as in the contributory plan.

Contributory plans usually are less costly to the employer. Hence, with employee contributions, the employer is likely to arrange for more adequate protection for the employees. It can also be argued that, if the employee contributes toward his or her insurance, he or she will be more impressed with its value and will appreciate it more. On the other hand, the contributory plan has a number of disadvantages. Its operation is more complicated, and this at times, increases administrative cost considerably.

Each employee must consent to contribute toward his or her insurance, and as stated before, a minimum percentage of the eligible group must consent to enter the arrangement. New employees entering the business must be informed of their insurance privilege. If the plan is contributory, employees may not be entitled to the insurance until they have been with the company for a period of time. If they do not agree to be covered by the plan within a period of 31 days, they may be required to provide satisfactory evidence of insurability to become eligible. Some noncontributory plans also have these probationary periods.

Efficient Administrative Organization: A single administrative organization should be able and willing to act on behalf of the insured group. In the usual case, this is the employer. In the case of a contributory plan, there must be a reasonably simple method, such as payroll deduction, by which the master policy owner can collect premiums. An automatic method is desirable for both an administrative and underwriting perspective. A number of miscellaneous controls of underwriting significance are typically used in group insurance plans, but the preceding discussion permits an appreciation of the group underwriting underwriting theory. The discussion applies to groups with a large number of employees.

A majority of the groups, however, are not large. The group size is a significant factor in the underwriting process. In smaller plans, more restrictive underwriting practices relating to adverse section are used. These may include less liberal contract provisions, simple health status questions, and in some cases, detailed individual underwriting of group members.

Group Policy: A second characteristic of group insurance is the use of a group policy (contract) held by the owner as group policyholder and booklet-certificates or other summary evidence of insurance held by plan participants. Certificates provide information on the plan provisions and the steps required to file claims. The use of certificates and a master contract constitutes one of the sources of economy under the group approach. The master contract is a detailed document setting forth the contractual relationship between the group contract owner and the insurance company. The insured persons under the contract, usually employees and their beneficiaries, are not actually parties to the contract, although they may enforce their rights as third party beneficiaries. The four party relationship between the employer, insurer, employee, and dependents in a group insurance plan can create a number of interesting and unusual problems that are common only to group insurance.

Lower Cost: A third feature of group insurance is that it is usually lower-cost protection than that which is available in individual insurance. The nature of the group approach permits the use of mass distribution and mass administration methods that afford economies of operation not available in individual insurance. Also, because group insurance is not usually underwritten on an individual basis, the premiums are based upon an actuarial assessment of the group as a whole, so a given healthy individual can perhaps buy insurance at a lower cost. Employer subsidization of the cost is a critical factor in group insurance plan design. Probably the most significant savings in the cost of marketing group insurance lies in the fact that group commissions absorb a much smaller proportion of total premiums than commission for individual contracts.

The marketing system relieves the agent or broker of many duties, responsibilities, and expenses normally associated with selling or servicing of individual insurance. Because of the large premiums involved in many group insurance cases, the commission rates are considerably lower than for individual contracts and are usually graded downward as the premium increases. Some large group insurance buyer's deal directly with insurance companies and commissions are eliminated. In these cases, however, fees frequently are paid to the consultants involved. The nature of the administrative procedures permits simplified accounting techniques. The mechanics of premium collection are less involved, and experience refund procedures much simplified because there id only one party with whom to deal with such as the group policy owner.

Of course, the issuance of a large number of individual contracts is avoided and, because of the nature of group selection, the cost of medical examinations and inspection reports is minimized. Also, regulatory filings and other requirements are minimized. In the early days of group insurance, administration was simple. That is no longer true. Even with group term life insurance, for which there is no cash value, the push for accelerated death benefits, assignment to viatical companies, and estate or business planning record keeping means that the administration of coverage may be as complex as with an individual policy.

Flexibility: in contrast to individual contracts that must be taken as written, the larger employer usually has options in the design and preparation of the group insurance contract. Although the contracts follow a pattern and include certain standard provisions, there is considerably more flexibility here than in the case of individual contracts. The degree of flexibility permitted is, of course, a function of the size of the group involved. The group insurance program usually is an integral part of an employee benefit program and, in most cases, the contract can be molded to meet the objectives of the contract owner, as long as the request do not entail complicated administrative procedures, open the way to possibly serious adverse selection, or violate legal requirements.

Experience Rating: Another special feature of group insurance is that premiums often are subject to experience rating. The experience of the individual group may have an important bearing on dividends or premium-rate adjustments. The larger and, hence, the more reliable the experience of the particular group, the greater is the weight attached to its own experience in any single year. The knowledge that premiums net of dividends or premium rate adjustments will be based on the employers own experience gives the employer a vested interest in maintaining a favorable loss and expense record. For the largest employers, insurers may agree to complicated procedures to satisfy the employer's objectives because most such cases are experience rated and reflect the increased cost.

Some insurers experience rate based on the class or type of industry, or even based on the type of contract. For small groups, most insurance companies' use pooled rates under which a uniform rate is applied to all such groups, although it is becoming more common to apply separate pooled rates for groups with significantly better or worse experience than that of the total class. The point at which a group is large enough to be eligible for experience rating varies from company to company, based on that insurer's book of business and experience. The size and frequency of medical claims vary considerably across countries and among geographic regions within a country and must be considered in determining a group insurance rate. The composition (age, sex, and income level) of a group will also affect the experience of the group and, similarly, will be an important underwriting consideration.
Advantages and Limitations of the Group Mechanism.

Advantages: The group insurance mechanism has proved to be a remarkably effective solution to the need for employee benefits for a number of reasons. The utilization of mass-distribution techniques has extended protection to large numbers of person s with little or no life or health insurance. The increasing complexity of industrial service economies has brought large numbers of persons together, and the group mechanism has enabled insurance companies to reach vast numbers of individuals within a relatively short period and at low cost. Group insurance also has extended protection to a large number of uninsurable persons. Equally important has been the fact that the employer usually pays a large share of the cost. Moreover, in most countries, including the United States, the deductibility of employer contributions and the favorable tax treatment of the benefits to employees make it a tax effective vehicle with which to provide benefits.

Another significant factor, and one of the more cogent motivations for the rapid development of group insurance, has been the continuing governmental role in the security benefits area. Within the United States, Old-Age. Survivors, Disability, and Health Insurance programs has expanded rapidly, but many observers believe that, had not group insurance provided substantial sums of life insurance, health insurance, and retirement protection, social insurance would have developed even more rapidly. As economies worldwide continue to reduce the size and scope of social insurance programs, we can expect the demand for group based security to grow even more.

Disadvantages: From the viewpoint of the employee, group insurance has one great limitation- the temporary nature of the coverage. Unless an employee converts his or her coverage to an individual policy which is usually ore expensive and provides less liberal coverage, the employee loses his or her insurance protection if the group plan is terminated and often also at retirement because employment is terminated. Group life and health protection is continued after retirement in a significant proportion of cases today in the United States, but often at reduced levels. Recently, with the introduction of a new U.S. accounting standard (FAS 106) requiring that the cost of such benefits be accrued and reflected in financial statements, an increasing number of employers have discontinued post retirement life and health benefits entirely. When such continued protection is not available, the temporary nature of the coverage is a serious limitation.

Retiree group health insurance often is provided as a supplement to Medicare. Another problem of potential significance involves individuals who may be lulled into complacency by having large amounts of group insurance during their working years. Many of these persons fail to recognize the need for, or are unwilling to face the cost of, individual insurance. Perhaps of even greater significance is the fact that the flexibility of the group approach is limited to the design of the master policy and does not extend to the individual covered employees. Furthermore, group plans typically fail to provide the mechanism for any analysis of the financial needs of the individual which is a service that is normally furnished by the agent or other advisor. Many agents, however, discuss group insurance coverage with individuals as a foundation for discussing the need for additional amounts of individual life and health insurance.

Advantages and Disadvantages on Group Health Insurance VS Individual Health Insurance

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Saturday, December 3, 2011

Health Benefits Of Beans and Lentils

Lentils and beans are two commonly ignored foods that have a lot of health benefits. They're beneficial for people who have or are in danger of developing diabetes. They also provide anti-aging benefits, are heart-healthy, and can be cooked in a lot of different ways. If you're wondering what you should eat to have a healthy diet, the answer surprisingly enough, is beans.

Most varieties of beans and lentils are very low in fat. Soybeans are the only exception. People who are watching their weight may wish to pay attention to their intake of this type of bean, but can eat others without worry. Beans and other legumes also offer complex carbohydrates, which we need to power our bodies, and plenty of dietary fiber - around fifteen grams per cup, which is half the 25 grams we should eat every day. They also contain essential fatty acids (omega-6s, and in the case of soybeans, omega-3s). Combine beans or lentils with grains like barley, oats, and rice, and complete proteins are formed, making them a good source of this vital nutrient for people who should avoid meat or choose not to eat it.

Health Today

If you're in danger of developing diabetes or already suffer from the condition, you'll be happy to hear that beans and lentils have a low glycemic index. This means that they won't cause blood sugar levels to spike the way refined grain products can. Since the nutrients in lentils and beans are released into the body slowly, they prevent us from feeling hungry over a longer period than many other foods, while providing energy to keep us going.

No matter what your favorite cuisine might be, beans and lentils can be prepared in a way that suits you. They're found in American, Mexican, Indian, Middle Eastern, and many other cultures as a major source of food. Japanese people eat soybeans in their processed form as tofu and miso, and lightly cooked as edamame. You can use these versatile foods in soups, salads, and even spreads and dips. Some people even sprout them and use them as an extra ingredient in breads, a practice that has been going on for thousands of years.

Beans, in addition to their fiber content, are also good for your heart. They contain potassium, which can reduce the risk of strokes and high blood pressure. Most adult Americans don't get enough potassium. Adding beans to your diet can help improve your potassium intake. Beans also provide folic acid, which breaks down an amino acid known to contribute to heart disease. People who eat beans four times a week or more have a twenty percent reduction of their risk of developing heart disease, independent of other healthy habits. Lentils and beans also help reduce blood cholesterol and contain anti-oxidants also found in red wine, tea, and other foods.

Health Benefits Of Beans and Lentils

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Wednesday, November 30, 2011

Warning: Lack of Exercise Is Detrimental To Your Health

You just put in a good 10 hour day in front of your computer screen, and the last thing you want to do is exercise. Let's see, exercise, and improve your fitness level, or sit down with a glass of wine and watch your favorite evening television show. What would you do?

Seventy percent of individuals know they should exercise, but
choose the wine and the television program instead.

Health Today

Do you know this simple daily decision can end up being detrimental to your health? According to the USCDC, 54.1% of adults don't do the minimum level of exercise or physical activity recommended for wellness. The slogan "use it or lose it" has never been more true.

The simple innocent choice of not exercising has shown, in studies, to promote 10 serious health conditions you don't ever want to develop. The bottom line is physical inactivity has a lot of unhealthy implications even at our bodies cellular level. At the cellular level, inactivity decreases
the ability to transfer oxygen from your blood stream to your cells, and also decreases the number of power activating mitochondria. However, the worst cost of not exercising or being physically active can result in the following 10 devastating conditions:

1. CANCER - Studies have shown that fitness enthusiastic men and women who are physically active have a 30 to 40 percent lower risk of colon cancer compared to individuals who are inactive.

2. DIABETES - Studies show lack of regular physical exercise increases insulin sensitivity. Diabetes is considered the "sedentary disease" which is striking people at an alarming rate. If it is not controlled, it can destroy the body's organs.

3. HEART - Lack of consistent physical activity, over time, decreases the function of the heart muscle, affects the blood vessels, including the large aortic artery to the veins and small capillaries. According to many studies, scientists have good reason to believe that regular exercise protects the

4. STROKE - Regular exercisers are 25% less likely to have a stroke than their sedentary counterparts. Being fit lowers blood pressure, raises HDL cholesterol, and reduces the risk of blood clots.

5. BRAIN - People who are physically active, according to solid evidence, are at lower risk for cognitive decline and dementia.

6. MUSCLES - If you don't exercise on a regular basis, you are at risk of losing some 6 percent of your muscles mass every decade of life from the age of 30 on. This also translates into a 10 - 15 percent loss of strength per decade. Once again, if you don't use the muscle, you will lose the muscle quickly.

7. OSTEOPOROSIS - Fragile bones cause more than 1.5 million fractures each year in the U.S. Bone is like muscle, if you stress it, it responds. If you don't, you gradually lose its strength, and increase your chances of breaking them. Regular weekly strength training can help prevent osteoporosis, and decrease your chances of breaking a bone.

8. MENTAL HEALTH - People who don't exercise on a regular basis are more prone to develop depression. According to a recent study, people who were more active were nearly 20 percent less likely to be diagnosed with depression over the next five years than less active people. Fitness conscious individuals also generally display an improved self esteem, or self image.

9. WEIGHT - If you are inactive, year in and year out, you will eventually gain weight and lose fitness which increases the chance of a heart attacks, and diabetes.

10. IMMUNE SYSTEM - Moderate amounts of exercise reduces the
risk of upper respiratory infection. Regular exercise may boost
immune function.

Now I would like to ask that same question I asked above. What
would you do? Wine and television, or physical activity?

Now for the good news! In as little as 30 minutes of exercise or
fitness work each day, you can significantly decrease your chances of developing any of these horrible conditions mentioned above. This is the best "medicine" any doctor can possibly prescribe!

I hope I have encouraged you to become more physically
active today, and beyond. Your quality of life depends upon
it. Consider these the most important words you will hear

Remember, you have a choice. Make the fitness choice.

For information on how to develop a fitness program
which delivers twice the results in half the time, visit
Wellness Word Multimedia Newsletter at

*** Attention: Ezine Editors / Website Owners ***
Feel free to reprint this article in its entirety in your ezine, Blog, Autoresponder,or on your website as long as the links, and resource box are not altered in any way.

Warning: Lack of Exercise Is Detrimental To Your Health

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Saturday, November 26, 2011

How to Obtain Health Insurance After Cancer

Cancer is a leading disease but fortunately it is becoming more treatable and many more people are surviving. Unfortunately obtaining health insurance after cancer is not easy. Many insurance companies do not feel cancer survivors are eligible for health insurance coverage because of preexisting conditions which leaves many uninsured.

Preexisting conditions means it could be as much as a year before insurance companies will pay any health costs related to any preexisting condition including cancer. The costs can be enormous and many have to pay for these expenses on their own, but obtaining health insurance coverage is not impossible.

Health Today


There are actions that can be taken to make getting health insurance after cancer more accessible. One of the first things that should be done for those who already have an individual policy is to make a careful inspection of their insurance policy to see what is covered and what is not such as what types of treatments are available? Is selecting their own specialist allowed? and How to go about obtaining a second opinion?

Other questions that should be asked include:

1. What expenses are covered on the policy such as visits to the doctor, surgical procedures and chemotherapy?
2. Can a doctor of choice be consulted?
3. Will it be necessary to go outside the insurance provider to get treatment?
4. Does permission have to be granted by the insurance company before going through treatment?
5. Does the insurance company cover all or at least some of the medical costs?


Group coverage is the best option for those who have cancer and are already insured. The rates will be less expensive and coverage will most likely be maintained by a large company rather than with an individual policy, but this option is not always available to everyone.

Another option which is offered by many states are risk pools which are a good way for those with cancer to get insured. Risk pools are designed so that they provide coverage to those considered uninsurable due to preexisting conditions. Requirements must be met and premiums must be paid, but it is a good chance that health insurance after cancer coverage will be granted with risk pools.


Desperation sometimes sets in for cancer survivors who are seeking health insurance and they must be aware of scams. There are many dishonest insurance "companies" out there claiming to offer affordable health insurance to cancer survivors. They are mostly found on the Internet and are typically from unknown companies.

Those who become a victim to these types of unscrupulous companies will be held responsible for paying premiums and will also find that if a claim is filed that they are not covered and will be responsible for all costs. A good way to avoid becoming a victim is to seek claims from well-known and reputable health insurance companies.


Coverage for those with cancer can be difficult but it is not impossible. Those who conduct research and ask questions will obtain health insurance after cancer.

How to Obtain Health Insurance After Cancer

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Wednesday, November 23, 2011

Low Income Health Insurance in Colorado - How to Get Help Finding a Low Income CO Health Plan

If you have been wondering how to get help finding low income health insurance in Colorado, you've come to the right place. May people who live in CO could benefit from programs designed to help those with low incomes, but need guidance on how to get the help they need. Please continue reading to learn more about how you can get the help you need to get health insurance in Colorado, even if you have a low income.

Child Health Plan Plus

Health Today

Child Health Care Plan Plus (CHP+) is health insurance for children and pregnant women funded by the State government. Once children and expectant mothers over the age of 19 are enrolled in this Program, they can access the following types of services:

Doctor Visits
Dental Care
Visits to the Emergency Room


CHP+ coverage is available under the following circumstances:

Colorado Residents

Not Covered by Any Other Type of Health Insurance

Not Eligible for Medicaid

A Family Income at 200 Percent or Less Than the Federal Poverty Level

Depending on your income, you may be charged an annual fee to enroll in CHP+. There are no co-payments required for preventive services, which includes checkups and prenatal care. Members may need to make a co-payment when accessing dental care, emergency services, and prescriptions. These fees may range from -, depending on the service provided.


Medicaid is administered by each state separately, and Colorado is no exception. In CO, this program helps low-income residents get medical insurance coverage. If you are eligible for Medicaid, the plan will pay the hospital or doctor directly for the services they provided. Medicare is available for people for the following segments of the population:

Low Income
Pregnant Women

Compare Colorado Low Income Health Insurance Options

When you are wondering how to get help finding low income health insurance in Colorado, go online to check out these programs first. One of them may be able to help you or your family. You can learn more right now by comparing multiple companies and options. Why don't you get started right away?

Low Income Health Insurance in Colorado - How to Get Help Finding a Low Income CO Health Plan

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Sunday, November 20, 2011

Top Rated Health Insurance Companies

There is a difference between who the top rated health insurance companies are, and the health insurance company that you should use. Why? Well, simply put, if an insurance company is not licensed to sell insurance in the state where you live, even if it is one of the top rated health insurance companies in the US, you are not going to be able to use them. As such, while how an insurance company ranks on lists such as World News and the NCQA is important, it is also important that an insurance company has what you need in order to make it a success for you (and your family).

Some of the top rated companies often include large companies like CIGNA, Blue Cross Blue Shield, Tufts and Harvard Pilgrim. Now you need to evaluate those providers, and others, in terms of your lifestyle and needs. One of the things that you should do to determine which insurance company that you should use is to use a third party quote tool. Quote tools give you free access to multiple quotes, which will save you time and money.

Health Today

However, you should not just jump in and purchase the cheapest insurance you can find. Once you receive a quote, make a visit to your states Department of Insurance site and check out the company. Each state keeps a list of complaints (much like the BBB) made against each company and the steps they have taken to resolve it. This will go a long way towards helping you to determine if a health insurance company is right for you.

Top Rated Health Insurance Companies

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Wednesday, November 16, 2011

Lemon Detox Diet Recipe - Make it Today

The lemon detox diet recipe is by far the most requested of any of the detox type recipes available online. This is due to the high media coverage the detox diet drink has received on American and British television. I must say though that it does worry me that many who take up this diet do so without consulting their doctor or without any preparation. Before I give you the recipe I'm going to take a little of your time to make sure that your detox experience is as rewarding and safe as possible.

Firstly as I have already said before starting any detox diet plan consult your doctor. We are all unique and just because a detox diet works safely for one person does not mean it is ideal for everybody.

Health Today

Secondly don’t simply switch from you normal high junk food, high processed food, high caffeine intake and alcohol diet straight to a harsh detox diet. If you do the chances are high that you will fail. Make sure at least a few days before you start a detox plan that to start cutting down on the foodstuffs you know you are going to grave.

Many who do detox do feel ill for at least a couple of days. Symptoms can include feeling lightheaded, nausea and feeling week. These symptoms are common and usually last a few days. If you continue to feel ill consult your doctor. If you can't cope with the symptoms then stop the detox plan.

Lemon Detox Diet Recipe

Take a drinking glass and add 4oz of cold water

Add lemon juice from half of a freshly squeezed Lemon.

Add 2 tablespoons of Pure Maple Syrup.

Add a dash of Cayenne Pepper or ground ginger.

Using a spoon stir well. Add 4 oz of cold water then stir again.

You should also have a large glass of water each day with 1 teaspoon of salt as this helps stimulate bowl movements.

If you can't stomach the salt water drink this can be substituted with one teaspoon of senna tea replacing the salt.

Take either the salt or senna tea solution in the evening.

It is recommended you have a multi-vitamin or mega multi-vitamin each day.

You should drink at least 6 to 10 glasses of the lemon drink each day and have nothing else apart from the salt or tea drink. The detox process is meant to be followed for between 3 to 7 days.

Lemon Detox Diet Recipe - Make it Today

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Sunday, November 13, 2011

Medical Billing - Oxygen

Before we get into the record specifications for billing oxygen claims, we're going to briefly discuss what is involved with oxygen billing and what it covers. In spite of what a lot of people think, it's more than just the oxygen itself. Oxygen billing, as a part of medical billing itself, is one of the most widely billed items.

Part of the reason for this is because of the number of smokers we have in the United States, which is where these billing specifications are meant for. Unfortunately, one man's suffering is another's prosperity. The number of smokers in this country who ultimately end up with chronic respiratory disease are the main contributors to the oxygen billing industry. It is estimated that if smoking didn't exist, at least 75% of the number of oxygen claims could be avoided. While nobody has actually proven this statistic, certainly the overall problems that have been uncovered because of smoking, do at least partially support this theory. Hopefully, the day will come when smoking is a thing of the past and these theories can be proven.

Health Today

However, until that happens, oxygen billing will be big business. And as was stated up above, it is more than just billing oxygen. There are a number of pieces of equipment that go along with a patient who is on oxygen. All of these items are billable and come with quite a high price tag. And everybody wants to get a piece of the pie, from the manufacturers of the equipment itself to the doctors to the forms makers to the billers. It's no wonder that medical costs are so sky high. And of course as is true with just about everything else, where the demand is the greatest, the costs are also the greatest. In comparison to other billable items, oxygen therapy ranks up towards the top.

The actual items that are billable cover quite a range of things. There is of course the oxygen itself, which they literally bill by the liter. Every breath is costing somebody a fortune. And of course the oxygen has to be contained in something and also distributed via some means.

Probably the most common way for oxygen to be administered to a patient is through a device called a concentrator. And make no mistake about it, these things cost a pretty penny. Concentrators are made up of a number of parts, all of which can easily break down. So concentrator repairs also add to the cost of these claims. In some cases the concentrators are under warranty, but for patients who are on oxygen long term, such as patients who have serious lung diseases, these warranties are usually only good for a year. After that, any repairs have to come out of the patient's pocket.

Of course none of this even touches on the complexities of oxygen billing, which require calculations and conversions in order to bill the exact amount of oxygen the patient must get per every 30 days or so. This also is added to the cost of billing and the ultimate cost to the patient or insurance company, which ultimately leads to higher premiums.

In our next installment, we'll begin our coverage of the GX records, which are used for medical billing of oxygen claims via electronic media.

Medical Billing - Oxygen

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Wednesday, November 9, 2011

Health Coach Training For a Healthier Life

Health Coaching... getting your wellness coach certification... is one of the fastest growing income opportunities both online and offline today. And here's why:

When you look around, what do you see. The majority of us are addicted to fast foods. On a recent trip to my sisters place, a 7 hour journey, we counted 178 Fast Food outlets along the highway.

Health Today

I heard a statistic recently that claimed that 3 out of 4 people in the USA are either pre-diabetic or close to it. Obesity is rampant. Even childhood obesity is rampant. Our food choices are often high fat and highly unhealthy. We are literally digging our graves with our teeth. Health care costs are skyrocketing. People NEED good information about their health, and with a certification in health coaching, you can provide that to them!

Look around at your own family, friends or people you work with. People in their 40's, 50's, and 60's are beginning to pay a serious price with illness and a compromised lifestyle. And these are people you know and care about. Have you ever thought that YOU can actually help these folks?

Well, by becoming a certified health coach... you can!

Health Coaching is one way we can reverse this trend. People helping people at the grass roots level, one bad habit, one step at a time. People can be empowered to make better choices and have better health without having to get sick first. That is exactly what health coach training enables people to do for others.

Health Coach Training--The Difference Maker

Here are 5 key reasons why people choose health coaching as an income generator for themselves.

1. Health Coaching makes a difference in peoples lives.

Can you imagine what it would feel like to help someone you know or cared about, make a significant permanent change in their life. How gratifying would that be. You now have a job that changes people's lives and you get to do that on a day to day basis.

2.Health Coaching -- Change Your Financial Picture

People choose health coaching as a way to significantly improve upon their financial situation. The average rate for a session ranges from 0/hr to 0/hr. A 10 hr week would generate an extra 5 to ,000 a month income, an amount that would make a huge difference in most people's lives. You can see how you could easily build this into a six figure income for yourself.

3.Health Coaching -- A Transitional Career Choice

Many people will fit those 10 hours into their existing careers or jobs. People already in the health profession often see health coaching as an easy fit with their current training and job. They can offer it as additional service to their existing clientele or build a part time caseload and earn extra income. Some use it as a transition from what they are doing now to a full time career that is more lucrative and rewarding. Many health care jobs are high stress, routine with mediocre pay and no job security.

4. Health Coaching-- The Road to Security and Freedom

Perhaps just as exciting for people than the potential six figure income is to be able to have control over their own lives. One of the things that causes people great stress and unhappiness is having to go to work even if you or your children are not well to a job that brings you very little self satisfaction and a pay level which dictates their lifestyle, week after week, month after month, year after year. Health coaching can change that for you. You get to choose. You can have control over how many hours you work, who you work with, when you go on vacation, for how long. You can schedule your appointments around important family events. You can put your health and the health of your family first. You get your life back.

5. Get Started and Get Going - Get Your Wellness Coach Certification

A major reason people choose health coaching is that it is easy to learn to do. Attend classes online, on your computer and every facet of starting a business will be taught to you. This is something most people can do if they have the interest and are motivated to take control of their own lives. If you enjoy working with people and have at least average communication skills, the rest you will learn over the course of several months. And you can earn as you learn. You will be supervised every step of the way as you begin your health coaching business.

So check this out for yourself. It could be exactly what you've been looking for.

Health Coach Training For a Healthier Life

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Sunday, November 6, 2011

Current Health Articles on Obesity

Obesity is a health problem which is growing very rapidly all over the world. Current health articles are emphasizing the importance of diet and exercise to keep your body weight and to avoid obesity at all costs. It is extremely important to make sure you are maintaining a good body weight in order to avoid other complications later on in life.

Current health articles also mention the need to have a very healthy diet which will keep your body weight in check at all times. Metabolism plays a very important role in making sure you remain healthy and with age, we tend to put on weight due to the fact that our metabolism is not capable of working in the same manner as it used to do before.

Health Today

There are some obesity experts who have proven to be very accurate in defining your diet requirements and which have had tremendous results in getting rid of your obesity problems and in maintaining a balance without age discriminations. Current health articles help you keep in touch with the realities of the health findings and the real outcomes of some of these claims.

Our bodies are different and it is therefore very important to understand what is really good for us and for our metabolism. Current health articles also mention the importance of having a proper nutrition plan to make sure we are not having some kind of problems due to lack of vitamins and minerals intakes.

Some research done on sugar free components have also been found to have adverse effects on some people. As mentioned before, we are all different and our bodies react differently to different foods and fitness programs. What is good for you may not be so good for me, and your body is accustomed to certain kind of food and diet and you should listen to what it really tells you.

However, some current health articles have also mentioned that obese people lose their connection with their bodies to the point that they are not really sure whether they are fully satisfied with the amount of food they have taken or not. This in itself is a problem, because you have to then measure the intake of food and eat accordingly.

Current health articles help us understand the different aspects involved in diet, nutrition and body fat and the ability to overcome the obstacles that we may face in the process. Diets do not really work as starving yourself will only trigger hormonal imbalances which will take your body into an emergency mode where your body will only think of accumulating all that it gets for the upcoming emergency.

And those of you who have been able to lose some weight through diets, may have also found that putting that weight on again is very easy. So, you spend time starving yourself and then eating and becoming fat again. It becomes a vicious circle where you only find frustration. Current health articles on obesity and diet and nutrition may prove to be extremely enlightening to help us get the proper advice and to act accordingly and attain the desired results efficiently.

Current Health Articles on Obesity

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Thursday, October 27, 2011

Medical Billing And Coding Jobs Still Show Great Promise

The basic function of medical billing and coding jobs can be defined as the practice, of translating medical terminology, diagnosis, diseases, and treatments into coded billing statements which can then be submitted to health insurance providers for payment.

Each and every day doctors treat tens of thousands of patients for all sorts of ailments such as minor bone breaks and sprains, to serious diseases such as cancer and diabetes. These physicians are entitled to receive reimbursements from healthcare insurance providers for the services they provide, and as a result, have a need to hire people to perform this function effectively and efficiently.

Health Today

Individuals employed in medical billing and coding jobs become very specialized and extremely valuable to the physicians and medical facilities with whom they are employed. They must be able to work quickly, accurately, and expedite the process in a timely manner. In addition, a medical biller and coder must be able to help patients with their insurance claim related questions as well as deal with insurance providers in order to resolve issues which arise.

Pursuing medical billing and coding jobs today, can lead to unlimited opportunities in the future. For example, with a little initiative, persistence, and perseverance many coders and billers working within healthcare facilities find themselves presented with opportunities in senior management or administrative positions. Others, with a more entrepreneurial spirit, can set up their own medical billing and coding agencies, and take advantage of working from their own home.

In fact, the popularity of medical billing from home and medical coding from home is increasing at an unprecedented rate. From the perspective of the employer, there is an immediate cost saving in that many of these positions are set up on a contract basis meaning that certain benefits do not have to be paid. The medical biller or coder on the other hand, has the flexibility of setting their own hours, eliminating commute time, and are able to better balance work and personal life.

There is a tremendous need for billers and coders, and as a result, there are generally many medical billing and coding jobs available within the healthcare industry. Most employers, however, will only consider and hire individuals who are qualified.

If you are looking for a career within the industry, take it seriously, and view it as a career not just a job. The opportunities are endless and the work can be satisfying. No matter where you are located or how busy you are, there is a program at a college or online, which will enable you to get qualified and begin your journey.

Medical Billing And Coding Jobs Still Show Great Promise

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Tuesday, October 25, 2011

What's the Biggest Health Care Issue Today? - It's Not Health Insurance, It's Lifestyle Disease

Would you consider AIDs, Avian Flu, Swine Flu and Cancer to be the biggest health concerns that exist today?

If so, you would be wrong, because there is another pandemic out there today which includes cardiovascular disease, diabetes (diabetes has increased 70% in 30 year olds in the last 30 years), and hypertension. These are what are now known as diseases of lifestyle, and they are in fact the biggest killers that exist today. In fact if you take into account the origins of most cancers, it too can be related back to lifestyle.

Health Today

Obesity has also become an epidemic. In the US, 65% of adults and 15 % of kids are clinically obese. In 1985 there were under 10 US states with over 10% obesity (1 in 10 people had a BMI of over 30). In 2007, not one US state had less than 10% obesity. In fact almost every state has at least doubled and some places now have 1 in 3 obesity levels. These figures were taken from the Center for Disease Control website (

This may be the first generation where parents will have a longer life span than their children...

The United States has influenced countries in Asia, so much that in just one generation it has gone from having one of the lowest rates of heart disease, diabetes and obesity to one of the highest.

For example, if you walked down any street in the South Korean capital, Seoul, you will find a Baskin Robbins, Dunkin Donuts, Krispy Kremes, TGI Fridays, Outback Steakhouse, KFC, and of course McDonalds and Burger King.

Cardiovascular diseases kill more people than all other diseases combined and that's the US, and worldwide now.

What's the Biggest Health Care Issue Today? - It's Not Health Insurance, It's Lifestyle Disease

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Monday, October 24, 2011

Do You Want Awesome, Vibrant Health? Drink Organic Rooibos Tea! 10 Reasons to Drink Some Today!

Organic rooibos tea is the best, because it hasn't been exposed to any pesticides or chemicals in the growing process. You can find it in most grocery stores and virtually any health food store. Rooibos tea became extremely popular in the United States about five years ago in response to the tea health craze. Rooibos received particular attention because studies proved it had the same antioxidant benefits as green and black teas, without the caffeine. This makes it suitable for anyone to drink, including children and pregnant women.

Some of the powerful health benefits of organic rooibos tea include:
- A high antioxidant content
- An ability to treat and reduce allergies
- A plethora of minerals and trace elements such as calcium, potassium and zinc, as well as a high number of health-promoting flavenoids.
- Rooibos contains nine falconoid, including quercetin and luteolin. These powerful antioxidants have a demonstrated ability to cause cancer cells to "commit suicide."
- Scientific studies show that rooibos tea may protect against cancer, heart disease, and stroke.
-Studies show that organic rooibos can protect against damage to all the major parts of cellular proteins, fats and DNA and enhance the activity of certain important carcinogen-detoxifying enzymes in the liver.
- The antioxidant components of rooibos make it excellent to use as an anti-aging treatment for mature skin. Because it's non-irritating, it can also be used safely in baby skin care products.
-Rooibos tea can condition hair and cause it to grow more quickly. It can also produce thicker hair.
-It is caffeine free and low in tannins. Therefore, organic rooibos tea will not interfere with the body's ability to absorb calcium and iron.
-It has a proven ability to ease colic in infants.

Health Today

With its naturally sweet taste, you won't need to add any sugar to a healthy cup of rooibos tea. It's delicious enjoyed hot or iced, and is perfect for drinking any time of the day. In fact, organic rooibos tea has a soothing effect on the nervous system, making it an ideal before-bed drink. If good health is important to you, and you want to super-charge yours as well as your family's, then you need to buy rooibos tea. It's the perfect way to give your health a boost, quickly and easily.

Do You Want Awesome, Vibrant Health? Drink Organic Rooibos Tea! 10 Reasons to Drink Some Today!

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Sunday, October 23, 2011

Recent Health News Articles on Stress

The people in Siolim, India, who are suffering from stress, depression and anxiety, are seldom properly treated. Doctors and nurses assigned in this far flung fishing and farming village focus more on physical ailments. Mostly, they prioritize children suffering from diarrhea, aging people with heart problems, and laborers with cut injuries. In the same way, locals fear to get diagnosed with related mental problems. They are afraid to experience disgrace from family and friends. It resulted to suffering in silence making their misery worse.

In 2007, two specialists visited the town. Their main purpose was to identify people with anxiety and stress. Surprisingly, the doctors found themselves preoccupied the whole day and for the whole week. Dr. Anil Umraskar, the person in charge, claimed that a great number of people made up a "sizeable crowd" at the clinic. More and more patients with high level stress, anxiety and depression keep appearing daily.

Health Today

They concluded that most of the Indians with moderate to severe mental illness never go untreated. Research revealed that 80% to 90% of people suffering highest level of anxiety and stress do not get adequate treatment. It was then that Dr. Vikram Patel, psychiatrist of London School of Hygiene and Tropical Medicine, started the Siolim Project. As of today, the clinic has been the forefront to treat the emotional and mental condition of the people in the area. It has expressed its potential to transform the mental health problem in some countries in the developing world.

But instead of doctors, the program is training common people to identify symptoms of depression and treat individuals under stressed condition. With India's population of more than one billion people it will take large sums of money to raise more psychiatrists to deal with depression problems. They have only 4,000 specialists in the whole country. Dr. Greg E. Simon, researcher in Centre for Health Studies in Seattle, commended Dr. Patel's advocacy. He said "It's a really interesting, exciting thing he's doing."

The workers claimed that stress and depression has been as common to that of the wealthy. Poor people in poor countries experience the same emotional turmoil and are no longer viewed anxiety as Western affliction.

Most of these poor patients express a wide variety of causes. 29 year old Medha Upadhye, one of the councilors said, "Financial difficulties and interpersonal conflicts are there. But Unemployment and Alcoholism are some of the major problems."

Individuals, who are identified suffering the problem, increase at least 20% in a given year. Experts say that even the remotest and poorest place, severe stress has become a disabling disease similar to malaria. It is theoretically affecting the economic condition of the society. If a farmer is suffering from consistent and constant depression or stress, he cannot get out of bed to work. Most likely, his family will not have food on the table.

Recent Health News Articles on Stress


Saturday, October 22, 2011

Which Foods With DHA Are the Best For the Maximum Health Rewards?

When it comes to foods with DHA, the list is quite short and there are not so many available now because of modern farming methods. Here are the best sources for the maximum rewards.

Very small amounts of DHA may be made in the body from an essential fatty acid, linolenic acid, but the amount made is very low and most comes from our diet. It is mainly found in animal products such as fish, eggs and meats.

Health Today

However, foods with DHA today contain a lot less as the animals no longer eat a natural rich diet themselves, so the corresponding omega 3 levels are much lower.

Oily fish, such as hoki, mackerel, herring and salmon are the richest dietary source of omega 3 fatty acids containing 10 to 100 times more DHA than non fish sources such as nuts, seeds, whole grains and dark green, leafy vegetables.

Those who follow a strict vegetarian diet are most likely to have a low DHA level as the vegetable sources contain an omega 3 called ALA which affects the body in a different way and is rarely converted into the two more useful ones, DHA and EPA.

With an estimated 90% of us being deficient in omega 3 fats, and with most fish today contaminated with toxins like mercury and arsenic, experts agree that a supplement is the best solution of all the foods with DHA.

If you want the health rewards like prevention of heart disease, lower cholesterol and blood pressure, help in the fight against breast and prostate cancer and the effective treatment of arthritis to name a few, then a daily distilled fish oil supplement is the answer.

To select the most effective and safe one ensure it's been molecularly distilled to remove all the harmful impurities and one obviously high in DHA and I would recommend at least 250mg of DHA per capsule.

Many on the market today contain low levels of DHA and may contain traces of the harmful contaminants so check out the website or label carefully to check.

Since the foods with DHA omega 3 fatty acids is so short, an omega 3 supplement containing purified fish oil is the best choice for a healthy diet.

If you would like to learn more about the high quality DHA omega 3 supplements I personally take daily, visit my website today.

Which Foods With DHA Are the Best For the Maximum Health Rewards?

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Friday, October 21, 2011

Natural Health - Healing Shingles With Essential Oils

One of my famous personal essential oil testimonies is how I got rid of my shingles using ravensara essential oil.

Shingles, aka Herpes Zoster, is a severe and short lived viral infection caused by the same virus that causes chicken pox.

Health Today

It's an infection of the nervous system that affects certain areas of the skin.

Shingles originates from having chicken pox as a child.

During a childhood bout of chicken pox, not all of the viral organisms are destroyed. They hang out and stay quiet - "dormant" - in the nerves in the skin for many years.

When there is severe emotional stress, severe illness, or things that severely affect the immune system, these "dormant" critters wake up and get active again, and cause an infection.

The pain is severe and sometimes long lived, and the medical approach is anti-viral medications, steroids, pain meds, and antibiotics for potential skin infection
- and not everyone wants to take this approach (although if the outbreak is near the eyes you should definitely seek medical attention!)

So once again we say Thank God for the oils!

I had a shingles outbreak a few years ago when my mother, who had been diagnosed with kidney cancer, had surgery to have her kidney removed.

I was so stressed out that I wasn't paying attention to my body. It's interesting how that happens, isn't it?

Our bodies have to tell us the degree of how much stress we are under if we're not paying attention.

When I found out I had shingles I ran to my two favorite resource books - the Essential Desk Reference and The Alternative Medicine Definitive Guide by the Burton Goldberg Group.

Both of these books mentioned ravensara - which I had in my oil collection and loved for sinus issues.

I immediately took some internally (I had taken ravensara internally before for bronchitis so I was comfortable taking it internally again).

I put 7 drops in an empty gel cap and I took one capsule in the morning and one at night. Within one day my pain and symptoms went away.

I decided to keep myself on this regime for 21 days because that is the normal life span of a virus. My symptoms stayed away for the whole time except for one day I did forget to take my dose.

I said to myself "oh, I probably don't have shingles - I don't have symptoms so I'll stop taking the capsules." Well, within one day the symptoms came back, so I resumed to completion.

Now not everyone will feel comfortable taking oils internally, so here are ways you can use essential oils topically for the discomfort of shingles:

Blend together:

-- 10 drops sandalwood
-- 5 drops blue cypress
-- 4 drops peppermint
-- 2 drops ravensara

Dilute 50:50 with massage oil and apply 6 - 10 drops on the affected area, back of neck, and down the spine 1 - 3 times daily. (from Essential Desk Reference)

A case study was done of six hospice patients with shingles. It was found that three essential oils combined together and placed in distilled water and used as a spritz improved the symptoms of the shingles.

The three oils used were:


Aromatherapist Noel Gilligan ran this study. Mr Gilligan reported that after 48 hours:

--there was a significant reduction in the pain from the shingles
--scabbing and healing of the pustules took place and in one
instance there was a disappearance of the pustules

Natural Health - Healing Shingles With Essential Oils

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Wednesday, October 19, 2011

The Zen Macrobiotic Diet - For Health & Happiness

The Zen Macrobiotic diet originated over a century ago and today enjoys a worldwide following due its principles of harmonious living with nature through a balanced whole foods diet, and an active lifestyle and respect for the environment.

Lets look at why the Zen Macrobiotic diet has such a reputation for being one of the healthiest diets in the world.

Health Today

Origins of the Zen Macrobiotic diet

Dr. Ishizuka ( the originator of the Zen Macrobiotic diet ) suffered both kidney and skin disease, so to restore his health conducted extensive research which was compiled into two books-Chemical Theory of Longevity, published in 1896, and Diet For Health, published in 1898.

His great successor Yukikazu Sakurazawa integrated the theory with elements of eastern and western philosophy and gave the diet the name we know it by today.

Zen Macrobiotic Diet theory

The Macrobiotic philosophy is based on the oriental principles that everything in creation is made up of two antagonistic but complementary forces--yin (passive, silent, cold and dark) and yang (active, hot and heavy).

Consequently, they categorized all foodstuffs as 'yin' and 'yang', or combinations of them both. They believe that the ideal diet is one that can help balance these two forces in the body.

According to Mr. Ohsawa's yin and yang guidelines for the Zen Macrobiotic diet:

o Cereals must always be every meal's basis. The most ideal is whole, brown rice.

o Vegetables can supplement cereals, but in lesser quantities and less frequently. Eggplant and tomatoes must be avoided, as they are extremely yin.

o Fresh fish can be used occasionally. Animal and dairy products and fruits are to be used in minute amounts.

o All fluids should be taken as infrequently as possible, since they are very yin, especially tea, coffee, colas and sweetened juices. Tea made from fresh herbs, and spring water are thought to be the most balanced and acceptable beverages. Mr. Ohsawa gave a special recipe for such a tea.

Ohsawa himself defined macrobiotics as a dietetic medicine-philosophy, while his successors simply call it "a sensible way of eating". Actually, then, there is no macrobiotic diet per se, just general principles.

General principles of the Zen Macrobiotic diet

Diets based on cereal grains with minority proportions of vegetables, legumes, and seaweeds are considered ideal.

The Zen Macrobiotic diet is predominantly, but not absolutely, vegetarian.

The Zen Macrobiotic diet makes general dietary recommendations, particularly that 40 to 60 percent of caloric intake should come from whole grains, including rice, millet, barley, wheat, oats, rye, corn and buckwheat.

Additionally to the type of food eaten, the Zen Macrobiotic Diet advises:

o Do not eat processed, sugared, dyed, canned, bottled, or other adulterated food.

o Eat no foods produced have been treated with pesticides, chemical fertilizers or preservatives.

o Eat no foods imported from a long distance.

o Eat no vegetables or fruits out of season.

o Refrain from eating extreme yin vegetables, such as potatoes, tomatoes and eggplant.

o Use no spices, chemical seasonings or processed table salt.

o Drink no coffee or black tea.

o Refrain from flesh and dairy foods except for occasional fish and game birds.

o No refined flour products, yeasted foods or foods containing baking soda.

o Chew one's food thoroughly (at least 30 times - preferably more).

o Cook all food with a gas fire. Electricity is said to create chaotic energy patterns, and microwaves.

The Zen Macrobiotic Diet's 5 guiding principles for healthy living are:

1. Foods are the foundation of health and happiness.

2. Sodium and potassium (as in salt) are the primary antagonistic and complementary elements in food. They most strongly determine its character-or "yin / yang" quality of each food.

3. Grain is proper and nature staple food of man.

4. Food should be unrefined, whole, and natural.

5. Food should be grown locally and eaten in season.

The Zen Macrobiotic diet has millions of devotes throughout the world due to its healthiness and the feeling of well being that followers of the diet enjoy.

The Zen Macrobiotic Diet - For Health & Happiness

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Tuesday, October 18, 2011

Buying Health Supplements

Are you interested in buying health supplements? Do you think that they could help you to take your body to the next platform? If so, you need to consider all of the supplements that are on the market today. You must remember that the health supplement industry is on the up and up. For this reason, if you do not do enough research you may not end up getting what is best for you. Luckily, there are plenty of places that you can search for the details that will point you towards what to buy.

The first place to start is online. While this may sound a bit cliché by now, the fact is that the internet is the largest information portal in the world. For this reason, you can find details on price, availability and benefits of every available health supplement. You may want to check out a health articles directory so that you can also get first hand accounts from people who have taken these supplements in the past. There are several high quality health articles directory that are known to have solid information on supplements as well as other health care topics.

Health Today

Now that you know what supplements are best, you need to actually find out how you are going to buy them. And guess what? The internet may be the best place for you to start. When you shop for health supplements online you will have the chance to choose from many available options, while also getting the best price possible. When you take all of this into consideration, it is not hard to see why buying health related supplies online has taken off.

But don't forget, you can also purchase health supplements at a drug or grocery store. You may not have a large selection, but finding something that is beneficial should not be a problem.

Start your search for health supplements online and then slowly work out from there. This will give you the best chance of getting what will take your body to the next level.

Buying Health Supplements

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Monday, October 17, 2011

Health Insurance - Get Covered to Live Longer

An important aspect of keeping up your health is not diet or exercise - it's Ohio health insurance! It is very important that you keep yourself covered with Ohio health insurance in an effort to keep your mind and body healthy. Many people do not understand the importance of being covered.

A recent study said that people with health coverage live, on average, twenty-five years longer than a person without health insurance. Twenty-five years is a long time! That could be a third or even a quarter of your life! You may ask why health insurance can extend your life for so long and I will tell you why.

Health Today

What you may think of as a cough may actually be something else. And if it persists for weeks on end (even with home remedies and over the counter medications) it is a sign that it is something more serious-for example, pneumonia. What could have been treated early on with antibiotics is now a full-blown illness. Many people die of pneumonia each year even with treatment. And, even if you recover, you could still suffer long-term health effects. Now, this is just one example. There are dozens of others as well.

When you are not covered by Ohio insurance every trip, stumble, or fall can mean a long, painful recovery. Or it could mean an expensive trip to the emergency room that is not covered by insurance. If you don't have health insurance because you think you can not afford it then you should think again.

There are many companies in Ohio that offer affordable health insurance that will fit you and your family's needs. Begin by looking into companies in your area. Ask the Ohio insurance agents many questions in order to help them understand what you are looking for. Consider the plans that will fit your family's needs and budget. There is no sense in paying for coverage that you will not use. But at the same time, there is no point in paying a premium every month and not using the insurance because it does not fit your needs. There are many places online that will compare Ohio health plans from different companies in order for you to find the best deal possible.

Health Insurance - Get Covered to Live Longer

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Sunday, October 16, 2011

Men's Health and Lifestyle - Men's Aftershave

Real men most definitely take care of their skin. Grooming counts, whether your daily ride to work is in an elevator to the top of a skyscraper or on a horse heading out on the range. Men's aftershave works to close skin pores after a shave, but there's much more to it than that!

Unless you're Rip van Winkle, you've got to shave at some time or another. Aftershaves are formulated to get the skin back to normal after the stress that a razor puts on it. Most aftershaves are some type of liquid-like a cologne splash-and yes, they do sting! They not only reduce pore size to protect your skin from external elements, they also inhibit the chance of infection.

Health Today

To avoid the sting, many guys use Men's aftershaves in the form of lotion, powder, gel, or balm. But no matter what type you use, find one with a pleasant scent. And change up your aftershave from time to time, because what smells great for one occasion doesn't always work for another.

Men's grooming issues have come a long way. It's no longer just a female thing to cleanse and exfoliate your skin regularly. Keeping product for this in the shower makes it easy to maintain healthy looking, blemish-free skin. You also need to moisturize, to protect your several layers of skin, preferably something with a sun-protection factor (SPF). And finishing your routine with the right aftershave protects your skin from razor burn.

The first Men's aftershave recognized none of these issues-it was actually a splash-on made from rum-yes, alcoholic rum-and sometimes scented with berries. It was called Bay Rum, and it's still an immensely popular scent in aftershave products today. Some men say that it's a spicy scent, with a hint of cloves, and certainly not floral. You can never go wrong wearing a Bay Rum aftershave when you're meeting your fiancée's father at the Club. It portrays an aura of tradition and strength.

Another age-old but completely natural aftershave was witch hazel. It's actually a plant extract that offers an astringent, cooling effect on the skin. You can still buy a witch-hazel aftershave that tightens up and cools the skin, even without much of a fragrance. But many of today's products offer so much more than that!

Many Men's aftershaves-astringents, balms, and other types-use a little menthol in the base. The most popular scents have a slight scent of menthol, sometimes tempered with twinges of lemon or lime. Something like this works great for a sports outing, whether you're playing or spectating.

Orange blossom oils are used in some Men's aftershaves today, and in the last few years it's a scent that turns women on. You can try Royall Mandarin. Other popular fragrances are woodsy or herbal scents. Give Men's North Woods aftershave a try. Women also seem to love herbal blends or something with a touch of cinnamon or vanilla. Cool Water carries notes of mint, sandalwood, musk, rosemary, and orange. Ralph Lauren's Polo remains popular with its crisp, clean scent.

Your body chemistry ultimately decides which Men's aftershave is right for you. Experiment a little with one or two from your drugstore shelf-because you don't have to spend a lot to smell nice-and also visit your local department store. You no longer have to put up with being sprayed by a cologne or aftershave demonstrator; pick up one of the cards available on the various counters, spritz it with whatever scent you're interested in trying, and if you like it, take it out for a spin.

Men's Health and Lifestyle - Men's Aftershave

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