Friday, October 14, 2011

Does Your Health Insurance Cover Flu Shots?

The flue season is picking up, and if years past have been any indication it is going to be a very tough time on the bodies of many. Do you get a flu shot? If not you may want to consider it to avoid paying the prices that come with getting the flu.

Lost Time

Health Today

The first thing that you have to keep in mind when it comes to getting the flu is that it will keep you out of work for a few days. If you work for someone else this may not be as big of a concern, but if you work for yourself that means you will not be able to be productive or make money.

Even if you don't work for yourself, it's not only work that loses in this case. Your personal life takes a hit too as you will be too ill to do the things you enjoy.

More Medication

The flu causes you to pick up a lot of things from the pharmacy in an attempt to get through it. From cough syrups to sleep aids and anti-nausea medication, you may rack up a pretty big bill trying to deal with the symptoms of this ailment.

Trips to the Doctor

The flu can get pretty bad. If it does for you that can mean a trip to the doctor's office, or multiple trips. If you have health insurance, you may be able to appreciate that much of this is paid for by the health insurance company. But that does not usually include everything. Most health insurance companies have deductibles you have to pay before they kick in. This will be more money out of your pocket.

Body Impact

Have you ever really considered what the flu does to your body. It's a very violent illness internally, taxing every part of your body. While you will be able to recover after a while, it can have effects that leave you feeling worn down for weeks.

Get the Flu Shot

If you couldn't control the impact of the flu that would be one thing, but you can. Today there are flu shots that can be taken to keep you from getting this illness.

Check if your health insurance policy covers getting the flu shot. Many health insurance companies cover them because they realize they will pay much less for prevention than they would to treat the flu once you get it.

Even if they don't you may want to put out the money to get a flu shot. Even if it is your expense, prevention is much more affordable than paying for the treatment once you are sick.

Does Your Health Insurance Cover Flu Shots?

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